Investment Management These are numerous, varied, and usually client specific. Saving money and putting money in a well-diversified* portfolio are examples of two separate strategies. How much to have in a bank versus investing for potentially better money and better return is a common dilemma among investors.What methods are used to address this puzzle?How to determine proper diversification?These are areas in which a qualified investment professional can help.*There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. All investing involves risk including loss of principal. No strategy assures success or protects against loss.