Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. When Should You Take Social Security Monthly Social Security payments differ substantially depending on when you start receiving benefits. Investment Strategies for Retirement Investment tools and strategies that can enable you to pursue your retirement goals.